About Us

Best Service and Rates

Working for you, not the Banks

Markets Served: All of Ontario

My goal is to design the right mortgage solution for your unique needs, so you can achieve your financial and homeownership goals.

Throughout my 20 plus years in the mortgage industry, I have helped thousands of people in the Toronto and surrounding areas achieve their dreams of home ownership and financial security. Prior to the mortgage business, I gained valuable experience in the real estate industry.

What sets me apart from others? I develop mortgage plans for my clients that often begin with their first purchase and carries them to their next mortgage need, whether it's for a trade up home, real estate investing, cottage property, or debt consolidation. I look at your long term goals and identify ways you can use your mortgage to get there faster than you thought possible. My solutions are suited to my clients' lifestyles and core objectives.

My strategic planning services include access to over 40 different lenders, ensuring the best possible product and rate for your situation.

While my service is more than just placing your mortgage with a lender, there are no fees for my consultations, planning and mortgage placement (oac). The lender we decide on pays compensation for the services and solution provided, and only after your mortgage has closed. My ongoing service will include up-to-date information and insights on mortgage rates, market trends, new products, money-saving and wealth creation strategies.

And since my business is built primarily through referrals from satisfied customers, your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool. I look forward to helping you achieve your financial and homeownership goals.

Sincerely ,


Adrian Capraru

Adrian Capraru AMP

Mortgage Planner

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